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You may have dropped or let your membership lapse because poor communications caused many to believe that the accident and disability benefits would be eliminated from your TPA membership package.

In fact, membership dues have not increased, and the board of directors has approved doubling some of the insurance benefits. As of December 31, 2022, we reported more than $12.0 million in surplus. Our strong balance sheet has allowed TPA to increase certain benefits in some states. We have your interest at heart. Nobody wants or expects an accident to happen, but our members have received over $112,000,000 in benefit payments, which obviously shows they do happen.

By being a Class A member, you are covered when the unexpected happens. Benefits are paid directly to you, or your beneficiary if the accident results in your loss of life. You get paid cash regardless of any other insurance you may have. Acceptance is guaranteed because there are no medical or health questions. Your benefits never decrease, regardless of your age.

Below are just a few of the insurance benefits that people receive with Class A membership.

  • Death while commercial airline fare-paying passenger
  • Death while fare-paying passenger in incorporated land conveyance
  • Death while on a cruise ship
  • Death from other accidental causes
  • Hospital Confinement, maximum 30 days
  • Total Disability, maximum 104 weeks, monthly indemnity
  • Partial Disability, maximum 30 days, maximum payable
  • Medical Expense Reimbursement, non-disabling injury


Get to know your Accident Benefits by going to

From the home page click on ‘WHAT IS TPA’ and click on ‘INSURANCE’.

You receive all of these benefits for less than 12 cents a day, a remarkable value!

Now, as a goodwill gesture, we invite you to resume your membership.

For lapsed members who reinstate between January and June your dues will be paid until December 31, 2023 and for those who reinstate between July and December your dues will be paid until June 30, 2024. Take advantage of this opportunity now!

For more information on how you can reinstate your membership please contact national headquarters at 636-724-2227. TPA has paid millions in accident benefits to its members over the last 133 years. These payments have proven helpful to thousands of Class A members and their beneficiaries.

TPA needs you. As a not-for-profit fraternal association, we can provide benefits at a relatively low cost only through the mutual support of thousands of fraternal brothers and sisters across the country.

Please give serious consideration to restoring your membership. Stand again with the many TPA members who support each other in our great Association. They would love to have you back in TPA again!

Print, complete and sign the Request for Transfer form on our forms page then send it to the division office where you would like to transfer.

Submit your new address on our contact page.

Print, complete and sign the Change of Beneficiary form on our forms page then send it to national headquarters in St. Charles, Missouri.

Your membership renewal is mailed to your division office and can also be renewed online.

Benefits listed on the insurance page are some of the claims that are payable to Class A members for accidental injuries.

Benefits are outlined on our insurance page.

Complete the request for claim form and email or mail to national headquarters in St. Charles, Missouri.

Notify your division office or national headquarters of a members’ death.

CHAD stickers and safety materials can be ordered through your division office or National Headquarters.

You can contact National Headquarters by phone at +1 (636) 724-2227 or by email at [email protected]

You can either join online or request an application for membership from your division office or national headquarters.

Call national headquarters in St. Charles, Missouri at (636) 724-2227 and press #1 or ask for the claims department.


No, the benefits were changed to pay the full amount in 1981.

Benefits are paid for accidents only.

Yes, we allow up to 10 years to re-open a claim.

TPA Hearing Trust

Persons who are deaf or hard of hearing, or the families of children who are deaf or hard of hearing. Note that recipients may only receive aid once a year and must complete a new application each time they seek assistance.

Grants can go towards mechanical devices, medical or specialized treatment, or specialized education, as well as speech classes, note takers, interpreters, and so forth. The specific need or needs must be directly related to hearing loss.

Completed applications must be returned to the Trust by the end of each quarter: March 31st, June 30th, September 30th, and December 31st. Trustees will review all applications on file as of the last date of each quarter.

Recipients will be notified within 30 days of the Trustee’s decision. Checks from the Trust are mailed after the first of the following month.

The number of recipients varies from year to year and is at the discretion of the Trustees. Special consideration is given to those applicants demonstrating the most financial need.

To date, we’ve awarded over 6,000 grants, helping thousands of people with hearing loss.

For privacy reasons, we cannot share past applications. but you can read stories of past recipients on our blog.

You can download an application here, or else make a request in writing to: 

TPA Hearing Trust
2041 Exchange Drive
St. Charles, MO 63303-5987

You can mail completed applications to:

TPA Hearing Trust
2041 Exchange Drive
St. Charles, MO 63303-5987

YES! Please fill out the acknowledgment form within 90 days in which the Grant is made. This prevents the return of Grants and loss of future eligibility. Grant recipients are required to attach to the acknowledgement form a copy of all transcripts for courses of study funded by the Trust. Grant recipients are also required to attach a copy of all receipts for expenses exceeding $50 which were funded by a grant by the Trust.

The Trust is supported by gifts and bequests from members, individuals, local posts and divisions, businesses, foundations, other entities that make charitable contributions, and from the income earned on investments of Trust funds.

Yes; all contributions to the Trust regardless of source are tax deductible. 

There are two easy ways to make a donation. You can click here or you can write a check payable to “TPA Hearing Trust” and mail to:

TPA Hearing Trust
2041 Exchange Drive
St. Charles, MO 63303-598

Inquiries can be made by phone at +1 (636) 724-2227 or by email at [email protected]